Making Extra Dough

Again with the job hunt. This time I need a part-time job. With B starting school on Monday he will be starting part-time. Which means we will really have to cut back. I don’t know how we can cut back anymore than we already do but we will try.

If im going to have a part-time job its needs to be a fun job. I deal with so much crap at work I really don’t want to go to another job and deal with more crap. I also want a job where I already shop at so I can get a discount. I would love to work in a retail place like Crate and Barrel or Homegoods, rather than Macy’s or Ann Taylor. I like to furnish my home more than myself. B told me I should work the streets. He thinks I could get a lot of money…such a sweetheart :0)

When I get a second job I am really going to dedicate myself to making as much extra money as I can. That extra money is going to savings a paying down credit card. Except for the first check. I already said it was going to buy me and him new clothes. He desperately needs jeans and I need fall work clothes. I told him its my extra money and I get to spend it where I want. ha!  I’m going to drop off some applications around the area the next week. Wish me luck!

 

Its A Job Looking For A Job

Truer words have never been spoken…typed. So Much time and energy goes into looking for a job. Once you look for the right one it then takes forever to physically apply for the job. The online applications take forever to fill out then you have to make sure your resume and cover letter are correct and set up well for the job. Its hard work!

My issue I have is that I don’t know what I want to do with my life. I’ve had ADD since I was a kid. School was always something that was difficult for me. It was always easy for all of my friends but I really struggled with it. I was always very active and had something going on. Looking back I know why my parents were so supportive of me being playing soccer, running track, performing in the show choir and school plays. It helped me learn responsibility. I knew if I wanted to do something I had to finish my homework first.

Even with all of that I honestly never thought I would go to college. My parents knew how hard it can be to get a job without a college education, they told me I didn’t have to go to a 4 year University if I chose not to, but I did need to get my associates from the community college. I went to CC for a year before deciding that I wanted to get by bachelors. I chose a close by 4 year university. I decided to live on campus even though I could have still lived at home. Looking back at my student loans I shouldnt have lived on campus…but looking back at my college experiences im so happy I did.

I graduated college with a BS in Mass Communication. I interned at a PR firm and a film studio. I have graphic design, radio and film experience. (ps I really want to work on the design of my blog I just don’t have the equipment and time to do it right not…maybe sometime soon) I have all of this experience from college and have no idea what I want to do with it. To be honest I am completely scared to try something new. I stick with the safe jobs and am very afraid to step out of my comfort zone. I think it goes back to the insecurities I had when I was a child with ADD. I’m not afraid anymore to tell people I have it. I think I have accomplished a lot and I am very proud of myself. It just a lot of pressure to find something that you want to do for the rest of your life.

I have completely redone my resume. I have added key words and describe what I do perfectly. I feel really great about it and I hope some good things come my way soon! Wish me luck on my job hunt!

Why I Love My Grandma

I just received a check in the mail from my grandmother for $300! Hells yeah!  I love my grandmother for more thing than giving us money, but this sure doesn’t hurt. When B and I got married last September she gave us $300 as a wedding gift. She also said there would be more money coming, she just didn’t want to give it to us all at once. Such a cute old lady thing to do. We got the next check today and she said there will be another $300 check around Christmas. All of this is going toward our credit card. It’s always nice to get money you’re not expecting and being able to add it towards something good. Anyone else get some extra cash this week?

Phone Bill Update

B and I have Verizon as our cell phone provider. We are pretty happy with our phone service…not to happy with our bill. I logged onto our account for the first time in a very long time. We realized that we have so much extra’s and add ons that we don’t even use. I completely changed our whole plan and lowered our monthly bill by $20. Not much but its a start. I deleted a navigation app. that we never used. I also lowered B’s text messages and changed a few other things around. My goal is to start cutting things out of our lives we don’t use and don’t need to spend money on!

Resume Help!

I need help with my resume and cover letter! I have been trying to find a new job for months now. I have updated my resume but still feel it’s not where it should be. I’m really frustrated with my current situation and need to find something soon.

If anyone knows of someone who works with HR and is good with resumes and would look mine over please let me know.  

I would also like to know if you think it is ok for a resume to be on 2 pages or do you think it should be on 1? I have heard many different answers from many different people and would like your opinion.

Do you have any tips and tricks on finding a job and selling yourself?

New To Me Dress

B and I had a wedding this past Saturday. I’m all out of options on dresses. I bought a few dresses on super sale a year ago and they have lasted me through many weddings. 7 to be exact. We had 7 weddings in 2010 alone. One was our own :0)

Those weddings last year cost a pretty penny. Between gas, hotels, one bridesmaids dress and a gifts. The cost added up. I was in a sorority in college and it seemed like all of my sorority sisters got married the same year. I am a person who wouldn’t really say no to a wedding. I honestly love weddings and love sharing a great time with the ones I love.

With that said, I really want to wear a new dress to this wedding but did not have the money to go buy one. In walks my sister-in-laws closet! She has a great sense of style and I don’t know how she does it but she has so many clothes. I honestly wonder how much a year she spends on clothes.

She is a size or two smaller than me but we found a dress that would fit perfectly. It was an a-line black dress that fell above the knee. It had ruffles around the neck and a thick black belt that came right below my chest. I felt very beautiful in the dress and the best part is it was FREE.

We had a wonderful night and only spent $23. I was trying to go for a free night but I decided to buy my girlfriends a round of shots at the wedding. I know it was stupid but im a sucker for a good time.

What did you do this weekend? Any tips on saving money for a night out?

Moving Up And Out

B and I decided to move in with his parents in February. We live in a very expensive city a few miles away from Washington D.C. We had our own apartment but quickly realized that $1,400 rent for two new professionals right out of college wasnt really cutting it. We were getting by but we wanted more than just “getting by”.

It wasnt really the amount of money we were spending. The issue was how little we got for our money. We lived in a 650 sq. ft. apartment. No balcony and no amenities. We were running out of room and eventually felt trapped in our tiny place. We love the freedom but this area was killing us financially. Everything is so expensive…you dont get much for your money.

Over the course of a few months we racked up around $7,000 in credit card debt. I honestly have no idea how it happened. We were always really good with our money, never spent for things we could afford. Until we got that card. I think we used the wedding and the apartment as an excuse. We used that card to book our honeymoon, buy a couch and many other things.

Before we realized it we were 7 grand in debt with an apartment we couldn’t really afford. Moving in with the in-laws was the hardest, most grown-up choice we ever had to make. It was a big punch in the ego. I think B really took it hard. I think it just made us feel embarrassed, like we can’t be a real married couple who can take care of ourselves.

When we decided to move back home our goal was to save money and pay down our debt. In the past 6 months we have paid off $4,046.74 of our credit card debt and have $3,340.70 left to go. We havent saved much at all but we havent added anymore debt. Anything we have bough within the last 6 months we have had the money for.

I think August and September will be really good months financially for us. I get paid 3 times this month and B has some extra hours owed to him from his job. We don’t really have big travels or big expenses so we will hopefully be able to save a lot.

Our goal is to start looking for our own apartment by the end of september. We are hopefully looking in an area 45 minutes from the city. The location is still on the high side but nowhere near what it is where we are living at now. I have found that rent is around $1,000 for a 1 bedroom apartment. Most of these include a balcony and lots of amenities. Our commute will be a little longer but I have been looking for a job in the area we want to move to for a while now. It’s hard to find a job but hopefully soon something will come up.

I feel so much better about where we are financially. Do we have more money than we did then? No. But we have to tools and the knowledge now. 6 months ago I started reading PF blogs and have learned a lot. They have really motivated me to get our finances back on track. We now know how to set goals for ourself. We know how to save and how to spend our money wisely.

I am so grateful for everything my in-laws have done for us….but now it is time for us to be on our own.