Off To The Beach!

Tomorrow B and I are spending the next 10 days at the beach. 5 days in Myrtle Beach, SC with my family and 5 days at Outer Banks NC with his family. We are both so excited! It is defiantly a much-needed break. We are going to try to not spend as much money as we can. I really think the only thing we will be buying is food. We are bring a lot of food with us for lunches and dinner but a few nights out on the town beach will be great.

I figure I have about 20 hours of being in a car the next week. I’ll be driving some but mostly B will be driving. Its going to be a killer on gas but we are not paying for the houses we are staying at so its ok in our book. During those 20 something hours I have decided to get a jumpstart on Christmas gifts. Yep, I said Christmas. We are going to do Christmas on a tight budget this year. So I have decided to give all the girls in our family a hand knitted scarf. Sitting in a car doing nothing for many many hours is the perfect time to start this project. I’ll let you know how it goes!

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Being Grown-up Sucks

Being an adult sucks. I wish people told you how hard it is to be on your own…oh wait, they did…I just didn’t listen. Looking back now I think how stupid 18-year-old me was. I thought moving out and being on your own would be the best, easiest thing in the world. No worries. No troubles. You get to do whatever you want…when you want. You will be making millions of dollars and not have to work very hard to do it. Boy was I wrong.

Being on your own is extremely difficult. Bills unexpectedly come. Food always need to be bought. Working 40+ hours a week at a job that i hate. Life can be really hard at times. But I wouldn’t have it any other way. I know B and I will get over this hump. It’s a struggle at times but I honestly think it will make our relationship stronger. Things are difficult right now but I know they wont be like this forever.

We live in a very expensive city but once he is done with school we are going to move to a place we can actually afford. He is working part-time but in a year he will hopefully be working full-time again. I will hopefully find a job I love and makes good money. Every body has times of financial struggle.

People can tell you time and time again that it is difficult being on your own. But until you live it and go through it, you will never fully understand.

18-year-old me is getting a big kick in the ass by 24-year-old me :0)

On Jealousy

I really hate being jealous of others. I don’t like that feeling of wanting what others have. It’s hard to see friends on Facebook buying houses and having babies. I want that. I want to buy a house with my husband and start making it a home. What are we doing wrong? More importantly, what are they doing right?

Dont get me wrong. I love my life. I am so in love with my husband, family, friends and things I have. I am so extremely happy with everything I have. It’s just hard sometimes to see others reach your goals before you.

I know it will come in time. Patience is a virtue…and I am trying my best to be patience.

Pimp My Lunchbox

I pack lunch for B and myself everyday. Everyday. Most people hate packing/bringing lunch to work but I love it. It gives me a great sense of accomplishment to know im saving so much money for my family and providing healthy food. It’s common sense that you save money by bringing your lunch to work. I have read online that you can save anywhere from $20-$100 a week. Oh yeah..btw I make kick ass lunches. Lets take a look into my lunchbox today…Shall we?

First off we have a pasta dish. It was leftover from monday night dinner. Packed it up in my to go container while it was still on the in dinner table and we have instant lunch. Whenever I cook dinner I always make enough for lunch the next day. (Sorry for the crapy Blackberry pictures.)

Next up we have a homemade parfait. Strawberries, blueberries, greek yogurt with some cinnamon and homemade granola. Mix it together and its so good.  

And now we have my midmorning snack of carrots and peanut butter. PB is a staple in my house. Honestly B and I eat it every day. For some reason I guess a lot of people don’t eat carrots and PB. I always get strange looks when I eat it together. If you have not tried it you are missing out! 

I also brought 2 hardboiled eggs. So there you have it! This is what im eating today. Nothing fancy just good, easy, healthy, cheap food. So what about you? Do you pack your lunch?

Sucker For A Good Time

B and I are DINKS (double income no kids) We really have nothing tying us down. We can basically do whatever we want. If we want to go out to eat…we can do that. If we want to take a road trip…we can do that. If we want to sleep in till noon on a saturday…we can do that.

Does it mean we actually can? No. As much as I would love to go out to eat twice a week and meet friend for happy hour we can’t afford it right now. Where do you find that balance? B and I don’t buy expensive things, we don’t own super nice cars and I can’t remember the last time we went out to eat just the two of us. The last time I went shopping for myself I spent $35 on 5 articles of clothes on sale at the GAP. I was on cloud 9 but still felt guilty for spending $35. We have the luxury of being free from mortgage and kids but what good is it if you can’t afford to do anything.

When I was in college I was a sucker for a good time. I never really watched what I spent. I never really save anything but never was really broke. I worked in a restaurant so if I was a little low on cash I would pick up an extra shift. I was in a sorority so there was always things to do and dues to pay. I always had a friend who would go to the bar or the movies or shopping.

After college you should have the time of your life. Not blogging about how you can’t afford to go to the movies. I really hope I am just in a slump now. It’s just hard seeing others doing things you want to do.

Financial Friday

Financial Friday! Lets start the weekend off right.

I think it goes without saying that weekends are hard for everyone. There are always things to do, people to see and food to eat. This weekend im going to go to my parents house to visit my grandmother. She just got out of the hospital so im going to stay with her for a few nights. That means I probably will not be spending much money this weekend. Thank god!

July Spending

July is going to be a bad spending month for us. This month is the start of B going from full-time to part-time. School doesn’t start for him till August so he will still be working close to 40 hours a week. I am interested in seeing what his paycheck will be like. By the end of the month we will spend around $2,200 for his school. Thats money we were not expecting on paying, so it throws us for a loop. Because of that extra money our bank account is low. Like scary low…under a thousand dollars. I really don’t like seeing it with that little in it.

 We are also going to the beach for 10 days at the end of the month. 5 days with my family at Myrtle Beach, SC then going north for 5 days with his family at Outer Banks, NC. I am so freaking excited about taking some time off and going away. We are very lucky because we don’t have to pay for much on this vacation. Our stay is free, we just have to pay for our extra food, drinks and other stuff we want to buy there.

That is our only big spending for this month but it really adds up. Since July is almost over im not going to post July goals. Our only goal is to not go overboard. Maybe ill start monthly goals with August. Do any of you budget people out there make monthly goals to set you on a good path?